Scan. Pay.
Review. Earn.
Finwo is the local marketplace that pays you back for honest reviews — discover the shops on your street, pay by QR, and earn cashback, while merchants get found by the people already walking past.
Discovery · Reviews · Cashback · Payments · Merchant & agent platforms · AI — one app.
Finwo wallet
₹1,284.50
₹340 earned this month
Anand Coffee House
T. Nagar · 2 min ago
₹280
Paid · ₹42 cashback unlocked
Rate your visit
- setup fee to list your shop
- 0%setup fee to list your shop
- from scan to settled payment
- <2 minfrom scan to settled payment
- of reviews tied to a real bill
- 100%of reviews tied to a real bill
- wallet withdrawals to any bank
- 24×7wallet withdrawals to any bank
Finwo is a whole local marketplace — not a single feature.
Discovery, honest reviews, cashback, payments, a merchant platform, an agent network, and AI — every side of your high street, connected in one place.
A local marketplace
Every shop on your street — cafés, salons, kirana, clinics — discoverable by category, distance, and real rating.
Reviews you can trust
Only people who actually paid can rate a place. Every star on Finwo is tied to a real transaction.
Cashback for honesty
Pay by QR, leave an honest review, and cashback lands in your Finwo wallet — funded by us, not the merchant.
Merchant platform
Payments, a real storefront, products, offers, staff accounts and reports — the whole shop in one app.
Agent platform
A field-agent network that signs up local businesses pincode by pincode and earns a commission per store live.
AI, built in
Review summaries, smart discovery, and merchant insights — AI does the reading and the number-crunching for you.
The whole high street, in one app
- Cafés
- Salons
- Kirana
- Pharmacies
- Bakeries
- Restaurants
- Gyms
- Boutiques
- Electronics
- Hardware
- Opticians
- Florists
The best of the apps you already trust.
You already know how each of these pieces should feel. Finwo puts them behind one QR — for the shop on your corner.
Like Google Maps
Discover every shop around you
Like Real reviews
Ratings tied to a real bill
Like Razorpay
One-scan UPI, card & net-banking
Like Swiggy & Zomato
A storefront for local commerce
Three taps between paying your bill and earning from it.
Scan & pay
Point your camera at any Finwo QR standee. UPI, card, or net banking — the payment settles straight into the merchant’s account.
Leave an honest review
Rate the place while it’s still fresh. Photos, a line about the dosa — whatever the next customer would want to know.
Get paid back
Cashback lands in your Finwo wallet the moment the review posts. Withdraw to any bank account, no minimum balance.
Built to feel like the apps you open every day.
From finding a shop to getting paid back — here’s what the flow actually looks like.
Near T. Nagar
Anand Coffee House
Café · 120m
Bloom Salon
Salon · 240m
Sri Lakshmi Stores
Kirana · 300m
Anand Coffee House
Today · settled
₹24,860
128 payments · 41 new reviews
Repeat
62%
Avg rating
4.6★
This week
Daily payout sent to bank
Screens are illustrative of the experience we’re shipping. Final app screenshots drop in before launch.
Your street, finally worth browsing.
Every review on Finwo is written by somebody who actually paid the bill. That one rule changes what the ratings are worth.
Discover what’s actually near you
Browse real shops on your street by category, distance, and rating — not whoever paid the most for the top slot.
One scan, any payment method
UPI, cards, net banking. The same QR works whether you’ve got ₹40 or ₹4,000 to settle.
Offers that are already yours
Live offers from merchants you’re standing in front of. No coupon codes to hunt for, no screenshots to show.
Reviews you can trust
Only people who actually paid can review. Every rating on Finwo is attached to a real transaction.
“I stopped guessing which place on 100ft Road is any good. The reviews are from people who actually ate there — and I’ve made back about ₹600 this month just being honest about it.”
Illustrative of the experience we’re building — not yet a real customer quote.
The AI does the reading, so you just decide.
Two hundred reviews is not research, it’s a chore. Finwo’s AI reads the room for you — for customers deciding where to go, and for merchants deciding what to do next.
Review summaries in a line
Instead of scrolling 200 reviews, read the gist: what people love, what to skip, and whether it’s worth the walk.
Ask, don’t scroll
“Best dosa open near me right now?” Finwo AI reads ratings, distance, and timings and just answers.
Insights for merchants
Plain-language nudges from your own numbers — what’s selling, when to run an offer, which reviews need a reply.
Finwo AI
Review summary. Loved for filter coffee & quick service. A few mention slow evenings.
Best dosa place open near me right now?
Anand Coffee House — 4.6★, 120m away, open till 10pm. Masala dosa ₹90.
Run the shop. Let Finwo do the growing.
More than a listing — a growth engine. Payments, reviews, offers, a real storefront, staff with permissions, and reports — one app, no listing fee, no lock-in.
3×
more reviews when cashback does the asking
Same-day
settlements straight to your bank
₹0
listing fee, no lock-in, no setup cost
A storefront, not a listing
Products, photos, amenities, timings, and offers — a page that looks like your shop instead of a phone-book entry.
Reviews that arrive on their own
Cashback does the asking for you. No more begging regulars to rate you when they’re halfway out the door.
Your whole team, safely
Owners, managers, and staff each get their own login and permissions. Big changes route through an approval queue.
Numbers you’ll actually open
Daily settlements, repeat-customer counts, what’s selling, what’s slipping. Plain reports, no dashboard degree needed.
Know the moment it happens
A push for every payment and every new review, so nothing gets discovered three days late.
Verified, then visible
KYC once, in-app. Our team reviews it, and your store goes live to every customer in your pincode.
Know every shop on the street? Get paid for it.
Finwo agents sign up local businesses, walk them through KYC, and earn a commission on every merchant who goes live. You get the pincodes you already know, and you get paid per store — not per hour.
- Work your own pincodes, on your own hours
- Commission for every merchant you take live
- Visit logs, targets, and earnings tracked in-app
- No experience needed — the app walks you through it
This month · Pincode 600017
₹18,400
Commission earned · 23 merchants live
Nothing. The app is free, payments cost you exactly what the bill says, and cashback is ours to fund — not a surcharge added to your total.
It comes out of Finwo’s commission on the transaction, not the merchant’s margin. Honest reviews are worth more to us than the few rupees we hand back, because they are what makes the directory worth opening.
No. Merchants can reply, but they cannot hide or remove a review. Only Finwo moderators can act on one, and only when it breaks our content rules — never because it is unflattering.
You choose at post time. Take the cashback instantly and the review locks, or skip the instant payout and keep a 10-minute window to edit. Either way, what you write stays yours.
A phone number, your business details, and KYC documents — all submitted in the merchant app. Our team verifies them, and you are live to everyone in your pincode. There is no listing fee.
Wallet balance transfers to any Indian bank account over IMPS, NEFT, or UPI. No minimum balance and no withdrawal charge.
Your next chai could pay you back.
Download Finwo, scan the QR at your usual place, and say what you actually thought.